Why retirement plans exist- and the secret to making them work for you. How retirement plans came to be ; How retirement plans evolved from defining benefits to defining contributions ; Why you need to start saving now ; The cost of not participating right now in your retirement plan ; How to save for retirement when you think you can't afford it ; Free money! Get yours now! ; Will you participate by accident?

Fundamental concepts you must understand before you invest. Understanding your investment options ; The importance of earning effective returns ; How emotions can unravel your investment strategy ; How media hype can sabotage your retirement ; Don't mix money and politics

The best way to handle the money in your retirement plans and IRAs. The best way to invest the money you're depositing into your workplace retirement plan this month ; The best way to invest your employer's contributions ; The best way to invest the money that's already in the plan ; The best way to supplement your retirement plan savings: open an IRA ; The best way to handle accounts left with previous employers ; How to move 401(K) funds to an IRA while still employed ; The best way to destroy your retirement plan's savings ; How to handle a division of retirement assets in a divorce ; The best way to handle the RMD rules ; The best way to prepare yourself so you can generate income for life from your accounts in retirement ; The best way to invest your retirement accounts and IRAs during retirement so you can generate the income you want and need ; The best way to generate income from your retirement accounts and IRAs ; The best way to transfer your retirement accounts and IRAs to your heirs when you die ; Have you inherited a retirement account or IRA?

36 key take-aways

Retirement Q&A.